His tattered coat needs mending means اس کے پھٹے ہوئے کوٹ کو ٹھیک کرنے کی ضرورت ہے
"Tattered" is the correct adjective meaning torn or worn out.
The sentence needs an adjective to describe the condition of the coat — hence, "tattered coat" fits best.
"Have had" is the correct present perfect tense to show ownership continuing from the past to the present.
"Have been" requires a verb ending in -ing, which is not present here.
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